Which scenarios would qualify as examples of an "unconscionable representation"? (Choose two)

An unconscionable representation occurs when one party takes advantage of another party's lack of knowledge or experience, often resulting in unfair or unethical outcomes. In this context, the scenario where the dealer gives misleading opinions is a clear example of unconscionable representation. This is because the dealer is providing inaccurate or deceptive information that misleads the consumer, potentially leading them to make decisions that are not in their best interest.

Another viable scenario would be when the dealer pressures the consumer into a quick decision. This pressure can exploit the consumer's vulnerability, undermining their ability to make an informed choice. In situations like this, the consumer may feel they have no option but to proceed quickly, which could lead to poor decision-making based on emotional responses rather than rational thought.

The other scenarios mentioned do not reflect unconscionable representation. When the consumer is fully aware of their financial capability or has sufficient financial knowledge, they are less likely to be taken advantage of, as they understand the implications of their decisions. Thus, these scenarios do not qualify as examples of unconscionable representation because they suggest that the consumers have the necessary awareness and understanding to make informed choices.