What must a dealer provide if a consumer defaults on a payment schedule but has paid off more than two-thirds?

When a consumer defaults on a payment schedule but has paid off more than two-thirds of the purchase price, the dealer is required to obtain permission from the court before proceeding with any further actions, such as repossession of the vehicle. This legal requirement exists to protect the consumer's rights, ensuring that due process is followed, especially when a significant portion of the debt has already been repaid.

This requirement reflects the need for judicial oversight in matters where consumers have made substantial financial contributions but are facing difficulties due to default. The court's involvement is intended to balance the interests of both the dealer and the consumer, allowing for a fair resolution while ensuring compliance with relevant laws and regulations regarding consumer protection.

As such, the other options, which suggest permissions from financial institutions, original lenders, or implying no permission is necessary, do not align with the legal requirements that safeguard consumer interests in cases of payment defaults.